Sunday, February 7, 2010

Payment Gateways

After a long time... Again on ground...

Ha ha ha
With new concept...
This time i am with Payment Gateways...

let's start from initial point (from client Requirement )
Suppose Client requirement is to integrate payment Gateways...
then our quick Questions should be



    There are many payment Gateways Here is full list of it.
    And can be many more...
    each payment gateways is having its integration method more or less same...
    general logic of it is same...

    means Send request of payment or Purchased item to Gateway, and the Gateway will respond according to request..


    There are two ways of integrating payment gateways
    1. Redirectionless
    2. With Redirecttion

    RedirectionLess : in Redirectionless  payment gateways, user need not to redirect to the payment gateway's site. payment is possible from the original site where user is going to shop..
    • some user do not prefer to go to another site to shop online.
    • in this case, The website is responsible of payments and securities of user's credit card.
    • for that the website has to have SSL certificate (TLS) from any trusted vendor.
    • SSL certificate assures the safe payment.

    With Redirection : in With Redirect Payment Gateways, User has to log in to payment gateway's site. and over there credit card information is given.
    • in this case, the items and prices are maintained by Payment Gateway.
    • and the website gets payment from the payment gateways on behalf of the User.
    • in this case, some payment gateways need SSL and few don't.

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